After having my accident almost 2 years ago (which wasn't my fault and I couldn't walk for over 4 months). The insurance company wanted me to settle for $35,000. After you take out 1/3 for the lawyer and costs he incurred that leaves about $23,000. I still have around $20,000 in outstanding medical bills (roughly). I now also have a car payment since my car was totaled and I had to get new one (used). I didn't have a car payment before this but after my insurance only gave me a little more than a couple grand for my car I now have payments. My leg still isn't completely healed and I can not sit cross legged. I have rod through my femur so I have to carry a card to the airport and still get pat searched, wanded and everything else. Well we will be going to court but I wanted all of you to know what insurance companies are doing and pass it on. Even when you are in an accident where it isn't your fault they will low ball you and drag out the issue in hopes they wear you down and you settle for far less than you are entitled. I have also included a news story from CNN about their practices. Pass this on if you can because chances are you know someone who is going through this right now and you never know if you may have to. If it becomes common knowledge what insurance companies are doing then those who have to go to court maybe more compensated and possibly put the squeeze on insurance companies to do the right thing to begin with.
http://www.cnn.com/2007/US/02/09/insurance.hardball/index.html
http://www.cnn.com/2007/US/02/09/insurance.hardball/index.html